Hail damage is something that almost every homeowner is going to deal with at some point.
The severity of the hail damage to your roof will vary depending on your location and the material your roof is made of. Large hail can break apart shingles and cause lasting damage to a roof, and smaller hail can still cause damage that will comprise your roof.
Today we’re breaking down how to find hail damage on your roof and how to fix. Knowing what to look for on your roof can be the difference between a hail damaged roof and a roof that begins to leak. Hail damage needs to be fixed as quickly as possible.
Hail Damage Roof: What to Look For
After a big storm rolls through, you’ll want to check several areas of your house for damage. Two of the main areas to check for damage are siding and roofing. Here’s what to look for if a hail storm has recently passed through your neighborhood.
1. Black Colored Dots/Bruised Shingles
Dark-colored spots or bruises on your shingles may appear when smaller hail hits your roof. Spotting this type of roof damage may be difficult, but it’s not impossible. The dark spots are created when hail hits the roof, and granules fall from it. If you have a lot of bruising on your roof from a hail storm, you’ll likely have granule loss as well.
2. Loss of Granules
Granules are the small sandpaper-like substance on the surface of asphalt shingles. These granules help protect your roof from the sun, rain, and snow. Without the granules, your roof would wear down much faster, and you’d need to replace it more often. Hail, on impact, can knock a lot of granules off. Look for granules in your gutters or corners along your roofline. If you notice a buildup of granules, you likely have hail damage.
3. Impact Marks or Dents
One of the easiest types of hail damage to spot on your roof is impact marks or dents. The untrained eye might struggle to see them but, if you know what you’re looking for, it shouldn’t be a problem at all. These marks and dents will look like golf balls hit your roof at a high speed.
4. Splits or Broken Shingles
Splits and broken shingles are even easier to spot than impacts or dents. This type of damage will only occur if the hail is significant in size. Spotting damage like this is quite easy, even from the ground. You’ll see literal splits in the shingles, and broken shingles may fall off and blow down from on top of your roof.
Repairing Hail Damage
Most storm damage on roofs will require the roof to be fully replaced. Unfortunately, that’s just the way it is when a hail storm caused damage to your roof. But, on the bright side, most homeowners’ insurance policies provide coverage for damage received during a storm. They do this because it’s important to get your roof fixed so that you don’t have any water damage to your home.
Filing an Insurance Claim
The steps to file a claim with your insurance company aren’t too difficult. First, you’ll need to identify when the supposed damage happened. Mark your calendar so that you can tell them exactly when the hail storms were rolling through. After that, you’ll need to get an inspection of your roof so that the signs of hail damage are successfully documented. Without documentation, insurance companies won’t fulfill your claim.
When the inspection is complete and the claim is filed, you’ll be able to wait and see if your insurance company is going to come through and help you get your roof damage fixed. Most insurance companies work fast, so you’ll likely hear back within a few weeks.
Installing a New Roof
Almost all hail damage insurance claims will lead to a total roof replacement. Therefore, you’re going to need a reliable roofing contractor to work with. If you live in the Denver, Colorado area, we’d love to hear from you. Red Canyon Roofing is a premier roofing company in the area.